What you need to do if you are lodging a Home Contents claim?
Kindly call our Emergency Assistance @
6303 0308 or
6303 0167.
1. In the event of a claim that involved fire or water damage:
- Contact our Claims Team during Monday to Friday (excl. public holiday) from 8.30am to 6.00pm
- We will assess the situation and advise you, if a loss adjuster is needed to conduct a site survey.
Important Information:
Take all necessary measures and process to mitigate any further damage and/or loss;
- Do not discard off the damaged items until our advice and approval;
- Make a police report immediately if the loss arises from housebreaking, theft, malicious damage, vandalism or other criminal acts.
2. If a loss adjuster is not needed, the following steps below will help you in your submission of the claim.
For our Claims Team to assess and approve:
- Submit the claim within 14 days of the happening of any incident. Click HERE for a copy of the claim form for your completion.
Documents Required
- Original completed Claim Form;
- Original purchase invoices or receipts;
- Colour photographs of the damaged item(s);
- Assessment report from the repairer on the cause and extent of the damage items(s);
- Quotations for repair of the damaged item(s) or replacement of the lost item(s);
- Original invoices or receipts for the repair or replacement;
- Police report, where applicable.
The list of documents stated above is not exhaustive. Other documents may be requested if necessary, which our Claims Team will advise you in writing.
What you need to do in the event of an accident?
Importantly stay calm and follows these steps:
Step 1. Obtain Information
- Write down the particulars of parties involved, including name, NRIC/FIN number, phone number, address and insurance company;
- Take note of the vehicle numbers;
- Take digital photographs of all involved 3rd-party vehicles and the accident scene;
- Avoid discussing liability with others involved in the accident, or their lawyers.
- Refer all communications unanswered from them to ECICS without delay.
Step 2. Call our authorised workshop for a tow truck if you need a towing service or for further advise on the accident
- Refer to our list of authorised workshops in your insurance document or click HERE.
- Do not accept any offer by roadside touts offering free tow-truck services, or referral to unauthorised workshops with free use of rental cars.
This may compromise your claim or defence to a claim.
You are required to make a police report in the following situations before you proceed to the Approved Reporting Centres for your accident reporting:
- Injuries involved;
- Damage to Government vehicle/property;
- Damage to foreign vehicle;
- A hit and run party;
- Pedestrian or cyclist involved;
- Vehicle is stolen or vandalised;
- Any accident outside of Singapore.
Step 3. Accident Reporting
- To report the accident, bring along your accident vehicle (whether damaged or not) to one of our authorised workshops which also served as ECICS Approved Reporting Centre within 24 hours or by the next working day.
- You must bring along your/the driver’s NRIC or other identification documents, driving licence the original Vehicle Insurance Certificate.
- Submit you digital photographs and your in-vehicle video footage to our approved reporting centre’s representative.
What you need to do if you are lodging a Personal Accident (PA) claim?
Submit the claim within 14 days of the happening of any accident. Click
HERE for a copy of the claim form for your completion.
Documents required
- Original completed Claim Form;
Accidental Death Benefit
- Certified True Copy Death Certificate;
- Other Type of Reports:
- Accident report;
- Investigation report;
- Police Report;
- Post Mortem and Toxicology , if applicable.
Daily Hospital Allowance
- Copy of the Admission and Discharge Summary Report;
- Medical report including regular doctor report.
Medical Expenses
- Original medical Invoices;
- Admission/Discharge Report (for Hospitalisation claims only);
- Medical report including regular doctor report.
Permanent Disablement Benefit
- Medical report including regular doctor report.
Temporary Total / Partial Disablement
- Copy of Proof of employment;
- Original or Certified True Copy of Medical Certificates, if original is kept by your employer.
- Accident report, investigation report and/or Police Report.
- Medical report including regular doctor report.
Other Benefits
- Contact our Claims Team during Monday to Friday (excl. public holiday) from 8.30am to 6.00pm, we will advise you on the process and type of documents needed.
Important Information
- All medical reports and information required by us shall be furnished at the policyholder or claimant expense.
- The list of documents stated above is not exhaustive. Other documents may be requested if necessary, which our Claims Team will advise you in writing.